Dextersoft
Best ERP system in Zambia
Lusaka lenders and traders still stitch Excel, a till, and a microfinance core that never talks to payroll. Dextersoft is aimed at that gap: Loan Management and employer deductions for credit houses, plus ordinary accounting and POS for the trading companies that sit around the Copperbelt.
Local fit
Kwacha is a supported company currency. Microfinance teams can originate and collect in one app and, where employers remit at source, use Payroll Deductions. ZRA Smart Invoice / invoicing rules are not claimed as a built-in fiscal device pack the way Zimbabwe FDMS is—treat Dextersoft as the operations system of record.
MFIs, SACCOs evaluating a modern loan book, and SMEs that want kwacha books without an on-prem Odoo project.
Why teams look here
- Loan origination and collections in-product
- Optional employer deduction workflows
- Kwacha company currency
- Retail POS when you also sell goods
Market notes
- Currency
- Zambian kwacha (ZMW)
- Tax authority
- Zambia Revenue Authority (ZRA)
- Payroll
- Payroll handles employees and pay runs. NAPSA and PAYE returns are prepared from those records with your tax and HR process.
- Platform payments
- Stripe and bank transfer
Apps that fit
Only published catalog apps appear. License what you run.
Accounting & Finance
Chart of accounts, journals, and financial moves.
Payroll
Employee payroll, salaries, and deductions.
Loan Management System
Commercial loan origination, servicing, collections, and portfolio reporting.
Point of Sale & Inventory
Retail POS, sales, and inventory at the till.
Sales & Leads Management
Capture, qualify, follow up, and convert sales leads on a configurable Kanban pipeline.
Questions people ask
Can a Zambian microfinance use Dextersoft instead of a specialist core?
If you need origination, disbursement, repayments, and collections in one licensed app, yes. Heavy core-banking or credit-reference bureau adapters are out of scope unless you integrate them.
Does it submit to ZRA invoicing for us?
Dextersoft is not marketed as a ZRA Smart Invoice device. Use accounting and POS for operational invoices; keep ZRA technical compliance with certified channels.
How is this different from ERPNext in Lusaka?
ERPNext is a self-hosted Frappe stack. Dextersoft is multi-tenant SaaS: you license apps, you do not become the sysadmin for a Frappe bench.